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The average annual income of our borrowers is $37,500. [link widoczny dla zalogowanych] Avail Friendly Money: Emergency Money Loans Reviews
Verifiable personal information, such as home and work phone numbers [link widoczny dla zalogowanych] Q: Is getting student loan with bad credit and no cosigner easy?
For our customersâ convenience, we allow people to apply online, and we typically deposit loan funds directly into their bank account. But banks may prohibit you from opening a checking account if you have bad credit, so we realize some of our customers may not have a bank account. And thatâs OK â there are other ways we can help you access payday loans and installment loans. When you apply in-person at a Speedy Cash store you will receive your loan in cash, and in some locations we may be able to load funds onto a prepaid debit card that works just like cash. Other payday lenders may present you with a check, which you then have to pay to cash. But thatâs not how we do business. At Speedy Cash, we want to make sure you get your money as simply as possible! [link widoczny dla zalogowanych] First, if you take out a payday loan, you will likely be charged a fee of between $10 and $30 for every $100 borrowed. A $15 per $100 fee is typical. So, if you have an emergency and need $300 today, you would have to pay back $345 in a couple of weeks, assuming a fee of $15 per $100 borrowed. If your budget is already tight, that may be hard to do. The payday lender may encourage you to pay just the fee and extend the loan another few weeks. In that case, you would spend $45 and still owe $345 when the extension is over – that means you’re spending $90 to borrow $300 for one month. Use Credit Cards Sparingly: Even if you're paying off your credit card debt monthly, your credit score can still be tarnished if you're maxing your plastic out. A good rule of thumb is to stay under a 10% utilization rate -- that means on a $10,000 credit line, you use only $1000.