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20. Tammys Cash Borrowers who use bank payday loans tend to become trapped in a long-term cycle of debt, according to a recent study from the Center for Responsible Lending. In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times - you may still be approved for a payday loan even if you have bad credit or a past bankruptcy.
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