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One instance might be the report of a late payment on a credit card that youâre sure you paid on time. Rectifying errors promptly before you start applying for loans will make the road ahead much smoother. [link widoczny dla zalogowanych] Peer to peer lending services are another good option for getting a loan with bad credit. Instead of borrowing from banks (with rigid rules and higher overhead costs), you can borrow from individuals. They may be more sympathetic, but theyâre not looking to lose their money. But, if you're thinking of getting a payday loan, the most important thing is.
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